Online Baccarat UK

Baccarat is a true casino classic, a game that has been around in some form for almost seven centuries. Traditionally the preserve of elites, nobility, and high rollers, everyone can now enjoy this exciting game thanks to online baccarat sites. If you’re new to the game, then we have all the online baccarat resources that you need right here on this page, including a detailed guide on how to play and helpful tips from our experts. If you know the game already and are simply searching for where to play baccarat online, then look no further.

Best Baccarat Sites UK

All casinos are:   trustworthy casinos Licenced & Verified   verified casinos Expertly Reviewed
Date AddedRatingProsBonus
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4.5 rating
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4.0 rating
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4.0 rating
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4.6 rating
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4.5 rating
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4.0 rating
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4.5 rating
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4.4 rating
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5.0 rating
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4.5 rating
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4.0 rating
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4.5 rating
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5.0 rating
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Online Baccarat UK Guide

Stay here for more about:

  • How to find the best baccarat online casino
  • How to play baccarat
  • Baccarat tips and strategy guide
  • Baccarat variations

Something missing? Check out our quick reference FAQ section at the bottom of this page.

Find the best online baccarat sites

Baccarat is a great game, as we will get into in more detail a little further on. However, despite its growing popularity, the game is not always well represented on casino sites. Many online casinos in the UK have only a couple of baccarat options, or none at all.

We know that you don’t have time to spend hours checking through different sites for decent real money baccarat games. That’s why we have checked, analysed and reviewed hundreds of UK casino sites and selected the best ones that include baccarat in the games collection.

How to register and play at baccarat sites

You are just a few short steps away from playing online baccarat. Signing up at a baccarat online casino could not be easier, especially as we have done all the most time-consuming parts for you. Follow these steps to get set up.

  1. Choose a site from our list of recommendations. All the sites on this page have baccarat options, and are safe and fair for UK players. For more details on our selection process, see the section below.
  2. Find the signup option. Click on the button labelled ‘sign up’, ‘register’, ‘create account’, or similar.
  3. Follow prompts to create the account. You will be asked for personal details including name, age, address, email and telephone. Complete all the compulsory fields with accurate information, as you will be asked to verify your identity and address at a later date.
  4. Activate your account. You may be asked to do this via the email address you used to sign up with.
  5. Make a deposit. Navigate to the banking page to add money to your account, so that you can start playing. When you make your first deposit, you can also choose to opt in or out of the welcome bonus. If you want to take advantage of the welcome offer, check to see if a bonus code is needed.
  6. Start playing. Navigate to the games pages, find the baccarat options and start your first game.

How we rate UK baccarat sites

Online baccarat UKIn order to be featured on our pages, it is not enough for a casino site to simply include baccarat in the games library. We keep the quality high by rejecting any site that falls below our tough standards. When you choose a casino that we have pre-approved, we guarantee that it meets the following criteria:

  • Full license from the UK Gambling Commission
  • Audited and certified by independent third-party organisations
  • All personal and financial data protected via the latest encryption methods
  • Range of secure banking methods available

These are the basic tests that all sites must pass to be considered. We also take several other factors in to account, including:

  • Games selection. A good collection of baccarat games, including different variations and table limits, is essential. We also look at the range of other games available at the site.
  • Live baccarat options. The best sites have a number of live dealer baccarat games as well. See further down this page for more details.
  • Baccarat bonuses. A lot of casinos have slots-focused bonus offers. We can help you find bonuses especially for baccarat and other similar casino games.
  • Customer support. Agents should be available at all times, preferably via a live chat function.

Added to this we look at the site’s history, its sister sites and affiliations, and its reputations among players and industry experts. The bottom line – when you choose one of our online baccarat sites, you are guaranteed to be playing at a casino of the highest quality.

How to play baccarat

The basic rules of the game are very simple. Baccarat is a chance-based card game, and like blackjack it has a considerably lower house edge than other casino chance games such as roulette. When looking at the basics of how to play the game, we are using the Punto Banco version of baccarat. This is the most popular variant to be found at online and land casinos.

Baccarat is a contest between ‘Banker’ and ‘Player’, and the aim is to get as close to the hand value of 9 without going over. Note that ‘player’ and ‘banker’ are arbitrary designations, and do not represent the house and the participant.

Basic rules:

  • Played with 4, 6 or 8 decks of cards
  • Up to 12 or 14 players can participate – can be just one player against the house.
  • Three main bets:
    – Player to win (‘punto’)
    – Banker to win (‘banco)
    – Tie (‘stand-off’)
  • Card values:
    – cards 2 – 9 are worth face value
    – 10 and face cards are worth zero
    – Aces are worth one point
  • Hand values:
    – Score of a hand is the sum of all cards
    – Based on ‘modulo 10’, meaning that score must be single digits
    – When the sum of the cards is double digits (e.g. 8 + 6 = 14), drop the 1 to get the score (14 = 4)
    – When the score is already single digits, it doesn’t change (e.g. 5 + 3 = 8)
    – ‘Baccarat’ is a hand worth zero (e.g. 7 + 3 = 10 = 0)
    – ‘Natural’ is a hand worth 9

Playing baccarat step by step

Here is a simple guide to how to play a round of baccarat.

  1. Participants place their bets on the table – banker to win, player to win or a tie.
  2. Two cards each dealt to player and banker (‘coup’). The coup cards are displayed face up.
  3. Card values are counted (see how in ‘basic rules’ section above).
  4. If there is a natural win (a score of 8 or 9 for either player or banker), or a tie, the round is over and winning bets are paid out.

If there is no natural win or tie, third card rules apply. These are mandatory, so there is no need to learn them before you start playing. It is not like blackjack, where players decide to hit or stick. In baccarat, third cards are dealt automatically when certain conditions are met. In this case, there are some extra steps.

Third card rules:

Player – coup card value 0-5, receives third card. The new total is calculated, and that is the final score. No more than three cards each can be drawn. If the player’s coup card value is 6 or higher, then the player must stand. Players can only receive a third card if the banker has a coup hand of 7 or less.

Banker – coup card value 0-5, receives third card. Same rules apply as above, in the reverse.

If both player and banker have a coup hand of 0-5, then the player is dealt the third and final card first. What the banker receives depends on the player’s third card, and the banker’s coup hand value. The rules on this can be a little confusing at first, but after a few rounds it will come naturally. And as it all happens automatically, there is no way for you to make any mistakes with the third card rules.

Player’s third cardBanker’s move
DrawStand
Ace, 9, 10, Face Card0-34-7
80-23-7
6/70-67
4/50-56/7
2/30-45-7

Payout rates and house edge

  • Bets on a tie have a house edge of 14.4%, payouts range from 9:1 – 11:1.
  • Bets on the player have a house edge of 1.24%, payouts are 1:1.
  • Bets on the banker have a house edge of 1.06%, payouts are 1:1.

Most casinos charge a 5% commission on winning banker bets, to compensate for the low house edge.

Side bets

In addition to the three main bets, different baccarat tables allow for various side bets. Just like there are in sports betting, there are quite literally hundreds of different things to bet on beyond the win/lose/tie triad. Many of these side bets are exclusive to specific land casinos, but here are a few examples of some that can be found in online baccarat games.

  • Big/small aka 4-5-6
    This is a bet on the total number of cards that will be dealt in a hand – 4 being the minimum and 6 the maximum. Typical payout: 3:2 (4), or 2:1 (5/6)
  • All red/all black
    The player and banker will be dealt only red cards (hearts/diamonds) or black cards (spades/clubs). Typical payout: 22:1 (red), or 24:1 (black). Note the differing payout, despite the odds being identical.
  • Either pair
    The first two cards dealt to either player or banker will be identical. Typical payout: 5:1
  • Natural wins
    Various side bets are sometimes available on natural wins, for example it may be possible to bet on either banker or player receiving a natural 9, which pays out at 8:1 or 9:1.

If side bets are available, should you take advantage of them? Generally speaking, the answer is no. While baccarat side bets may add some interest to the game, the odds of them being successful are poor and the house edge tends to be high. They are not recommended as part of a baccarat strategy, more as an occasional curiosity.

Tips and strategy guide

Baccarat sites UKBaccarat is essentially a simple game of chance, with three clear outcomes to bet on. As we saw earlier, betting on a hand of baccarat is like betting on a football match with the three most basic outcomes – win, lose, or tie.

Bets are placed before the cards are dealt, and third cards are dealt automatically, so there is no way to influence the outcome in any way. Baccarat strategy comes down to making smart bets and good bankroll management.

Essential baccarat tips

Before we get into strategy, there are a few things that players should and shouldn’t do when playing baccarat.

Do’s:

  • Bet on the banker to win.
    Statistically speaking, you are always better off with a banker bet. The odds are 45.8% compared to 44.6% for the player. This is why the house usually takes a commission for winning banker bets.
  • Practice for free.
    Many baccarat sites have virtual games that can be played in a free practice mode. Learn the rules, try out different strategies and get to know the game properly. Then when it comes to playing real money baccarat, you will be fully prepared.
  • Start with a mini game.
    These smaller tables have lower limits and are less intimidating for novices.
  • Make use of responsible gaming tools.
    As baccarat is so fast-paced and relatively simple, it is very easy to become engrossed and lose track of the time and money spent. We recommend that you use tools provided by the online casino to set limits to your play. Set a time limit, after which you should stop or take a break. Set a cap on winnings, and quit while you are ahead if you are lucky enough to reach the target. Of course, you can do these things yourself, but if you use the settings provided by the casino, you will not be able to ignore them.
  • Be strict with your bankroll.
    Start with a specific amount that you are willing to lose, and if you do then it is time to stop. Start bets small, and never wager everything on a single bet. This way you will maximise your playing time and reduce the risk of big losses.
  • Find a baccarat bonus.
    Some sites on this page have special bonuses for baccarat, table games and live casino games.

Don’ts:

  • Bet on a tie.
    Tempting though it may be, with a much higher payout, tie bets are not recommended. The odds are bad, and the house edge is hefty at 14.44%.
  • Make too many side bets.
    As we saw, side bets are high-risk and should be avoided in general.
  • Chase your losses.
    Like with every casino chance game, baccarat players will have good and bad days. If you have had a losing streak and have already spent to your limit, call it a day and come back another time. Chasing losses rarely ends well.

Baccarat strategies

Like roulette, baccarat is a game of chance and so many existing betting systems can apply to both games. Of course, there is no way to guarantee that you will come out on top, but some strategies can help you to keep playing for longer and could mitigate losses.

Like all betting strategies, the ones we are going to look at now should be taken with a pinch of salt. Better yet, try out the various systems in a free demo baccarat game. If you then find one that suits your style of play, then you can graduate to using them in real money games.

Pattern systems

Some players believe that you can take advantage of winning and losing streaks of the player and the banker. Rather than just betting on the banker every time, observe whether wins alternate or if each side has a streak.

A simple pattern bet system is to choose one side, player or banker, and place a small bet on the same side every time. If you lose three times consecutively, stop betting until your chosen side wins again, then keep going like this.

Martingale System

Probably the most famous of the progressive betting strategies, Martingale is often used in craps and roulette. It is a negative progression, meaning that the player must bet the same amount after a win, but double their stake for the bet after a loss. The idea is that the eventual win will cover the preceding losses.

In reality, this is an extremely high-risk strategy, especially when you consider that the best it can offer is the covering of losses with some moderate wins in between. When you double your bet after each loss, the stake increases exponentially. It only takes a relatively short losing streak to max out the table limit, and your bankroll.

Paroli System

More sensible than Martingale, Paroli is a positive progression, so bets are increased after a win. Start small, using the lowest available bet at your chosen baccarat table. This system only works with flat betting – stick with the same bet until you win, then double the wager for the next bet. Keep doubling until you lose, then return to the base bet and start again.

Again, this system is reasonable up to a certain point. If you hit a winning streak and follow Paroli faithfully, you may find yourself placing a huge wager before too long. Combine Paroli with a little self-restraint and it can be a great baccarat system.

1-3-2-6 System

This works on the same principle as Paroli, but with some additions. The player starts with a base unit to wager, for example £2. By flat betting, the player increases the wager after each win, returning back to the base wager after a loss. Let’s look at an example of how the 1-3-2-6 system would look for a winning streak, using £2 as our base wager:

  • First round: wager £2, win > £4
  • Second round: wager £6 (3x base wager), win > £12
  • Third round: wager £4 (2x base wager), win > £8
  • Fourth round: wager £12 (6x base wager), win > £24

In this scenario, the total amount wagered is £24, and the total won is £48, which makes a £24 profit. If the fourth bet is lost, the player breaks even. At each wager, the player risks no more than two units from the bankroll. This is a good strategy for keeping a bankroll going for a long time, so that the player can enjoy the fun of the game for longer while still staying within spending limits.

Baccarat variations

Our game guide has focused mainly on the Punto Banco version of baccarat, because this is the type most commonly found at casinos both online and brick and mortar. Here are some of the baccarat variations that you can find on our recommended baccarat sites.

Live baccarat

Not exactly a version, but a format. Live baccarat games are accessed through an online casino portal, just like the virtual games. However, unlike the digital baccarat games controlled by computer software, live games are streamed to your screen in real time and controlled by a real dealer. A very popular variant of live baccarat is Evolution Gaming’s Peek Baccarat, featuring a variety of bet types and an exclusive Peek feature.

Mini baccarat

While still following the rules of Punto Banco, mini baccarat offers a more compact version of the game. The table limits are lower, so it is more accessible for casual players. Widely available in virtual and live formats at many online baccarat sites.

Baccarat Squeeze

A variation where the cards are revealed very slowly (‘squeezed’) for added suspense. Baccarat Squeeze can be found mainly at live dealer tables, where the dealer is the one to reveal the cards.

Speed baccarat

In contrast to the squeeze version, speed baccarat is very fast-paced. Players have a short time to place wagers – around 10-20 seconds – and there are no extraneous bets. Speed baccarat tends to have generous table limits both at the maximum and the minimum end.

High Stakes Baccarat

If you are a high roller player, check our recommended list of high stakes baccarat sites for UK players. It’s the best way to play with high stakes and compete for massive wins.

Online baccarat FAQs

Is baccarat difficult to learn?

No, not at all. The scoring may be a little confusing at first, but it doesn’t take long to get used to it. The game itself is extremely simple to play and to wager on. If you play a version of Punto Banco, the most common type of baccarat, then the house deals with all the action and all you need to do is place your bets.

Can I win money playing baccarat?

Yes, it’s perfectly possible to win at baccarat. The payout percentage is higher than average, around 98%, and with smart bets you can keep the house edge low. However, this is a game where you need to make a big wager for a big win. This is likely the reason that baccarat used to be a high-stakes only game.

Should I always bet on the banker in baccarat?

No, not always. Banker bets offer the best chance of a win, but the casino also collects 5% commission. There is little mathematical difference between the banker and player bets, so you can bet on either the player or the banker, or alternate.

Is baccarat a game of skill?

No, baccarat outcomes are based only on luck or chance. Players have no control over how the cards are dealt, and so there is no way to even slightly influence the outcome. The only strategies available are based on bankroll management and smart wagering.

Where can I play baccarat online?

Look no further than this page for our comprehensive listings of safe and trustworthy UK online casinos, all offering different versions of virtual and live dealer baccarat.

author
Written by: Petricia Everly newcasinouk.com

Petricia Everly is an online writer who writes about the world of online gambling exclusively for NewCasinoUK.com. She is particularly interested in online slots, exploring the themes of identity, justice, and the power of luck in her work. Her writing style is unique, combining elements of realism, fantasy, and humour.

11/08/2023